Selecting the right Insurance for your Horse

Comprehensive policies to ensure you are covered for any unforeseen accidents, injuries or illness that may occur

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Equine Insurance Services

At Taylor Perry, we understand how important your horse is to you, and that’s why we offer a range of equine mortality insurance options for Thoroughbreds, Sport Horses and Standardbreds. Our All Risks of Mortality & Theft Insurance will provide you with the peace of mind that if your horse is stolen, dies or is humanely destroyed as a result of an accident, injury or illness that first manifests itself during the period of insurance, you are financially covered.

We have very competitive rates tailored to each horse’s use and age. Whether you are looking to insure a racehorse, broodmare, stallion, sport horse or standardbred, our team has the knowledge and expertise to help find the right policy for you.

Equine Insurance Services

Thoroughbreds

The cover is always subject to a completed veterinary certificate for anything covered for over $100,000 or a completed declaration of health for anything insured for $100,000 or less based on the total value of the horse.

If any pre-existing illness or injury is noted on the forms, the underwriters have the right to request more information or any previous vet reports. They also have the right to place an exclusion on any pre-existing condition until it is fully recovered.

Sport Horses

The cover is always subject to a completed veterinary certificate for anything covered for over $50,000 or a completed declaration of health for anything insured for $50,000 or less based on the total value of the horse.

If any pre-existing illness or injury is noted on the forms, the underwriters have the right to request more information or any previous vet reports. They also have the right to place an exclusion on any pre-existing condition until it is fully recovered.

Foal Cover

We offer insurance cover on foals from 24 hours of age. Cover on foals this young is always subject to a completed foal vet certificate and IGG.

If you insure your foal from 14 days, we only require a current foal vet certificate and not the IGG. We can also insure foals from 30 days old, at which point, depending on the value, we will require either a foal vet certificate or a foal declaration of health.

 

Foetal Cover

Foetal cover can be taken out on a mare in foal from a 42-day positive scan and onwards. The expiry date of a foetal cover policy can either be 24 hours or 30 days after birth.

The cover is always subject to two negative twin scans, a current pregnancy certificate and a current vet certificate on the mare. The rates for this cover vary depending on the mare’s age, breeding history and location.

Stallion Cover

When it comes to stallions, protecting your investment is very important. We have insurance options for First Season Sub-Fertility, Stallion Permanent Total Disability and original mortality cover for your Stallion Shares.

For more information on covering a stallion, don’t hesitate to get in touch with us.

Transit Cover

We offer transit insurance cover on horses travelling between New Zealand or Australia to Asia, the UK, Europe and the United States.

Transit between New Zealand and Australia is included in any mortality policy taken out on a horse located in one of these two countries.

Life-Saving Surgery Cover

Life-saving surgery cover is an extension you can add to your mortality policy. It is available for horses 7 months to 14 years of age.

There are two cover options – $5,000 and $10,000, which, in the event of a claim, can go towards the surgery and vet bills associated with the life-saving surgery. This extension does have an excess in the event of a claim.

Care, Custody and Control

We do offer Care Custody & Control Insurance for stud owners’ liability.

The cover is subject to a proposal form being completed by the stud owner and the underwriters’ acceptance. For more information on this, please contact us.